MassHousing First-Time Homebuyer Program

Massachusetts Housing Finance Agency

Available Down Payment

About This Program

MassHousing First-Time Homebuyer Program is available in Worcester, MA.

Below-market-rate mortgages for first-time homebuyers in Worcester with income limits. Features low down payment options, competitive rates, and down payment assistance for income-qualified buyers.

Estimated down payment assistance for moderate-income buyers

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Worcester, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market mortgage rates for first-time buyers
  • Down payment assistance available
  • Income and purchase price limits apply
  • Available through participating lenders
  • Homebuyer education required

How to Apply

A grant-savvy contractor in Worcester, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How do I apply for MassHousing First-Time Homebuyer Program in Worcester, MA?

Apply directly with Massachusetts Housing Finance Agency using the official program link on this page or call (617) 854-1000. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Worcester, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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