ONE Mortgage Down Payment Assistance

Massachusetts Housing Partnership

Available Down Payment

About This Program

ONE Mortgage Down Payment Assistance is available in Worcester, MA.

Down payment and closing cost assistance for first-time homebuyers in Worcester through the ONE Mortgage Program. Assistance is provided as a soft second mortgage with no monthly payment, deferred for 30 years.

Typical down payment assistance amount for Worcester purchase

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Worcester, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $50,000 or 5% down payment assistance
  • Soft second mortgage, no monthly payment
  • Available to first-time Worcester buyers
  • Income and purchase price limits apply
  • Homebuyer education required

How to Apply

A grant-savvy contractor in Worcester, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How do I apply for ONE Mortgage Down Payment Assistance in Worcester, MA?

Apply directly with Massachusetts Housing Partnership using the official program link on this page or call (617) 330-9955. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Worcester, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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