Arizona HomeIncome Down Payment Assistance

Arizona Department of Housing (ADOH)

Available Down Payment

About This Program

Arizona HomeIncome Down Payment Assistance is available to homeowners in Yuma, AZ.

Forgivable second mortgage for first-time homebuyers in Yuma County to assist with down payment and closing costs. Forgiven after 10 years of occupancy. Must be combined with a first mortgage through participating lender. Income and purchase price limits apply.

Forgivable loan for down payment, forgiven after 10 years occupancy

Data last verified 2026-05-25. How we verify our data.

In Yuma, AZ, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 or 5% of purchase price
  • Forgivable after 10 years of occupancy
  • Available to first-time buyers in Yuma County
  • Must use participating lender
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in Yuma, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Subject to annual funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Arizona HomeIncome Down Payment Assistance in Yuma?

Arizona HomeIncome Down Payment Assistance is open to homeowners in Yuma, AZ.

How do I apply for Arizona HomeIncome Down Payment Assistance in Yuma, AZ?

Apply directly with Arizona Department of Housing (ADOH) using the official program link on this page or call (602) 771-1000. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Yuma, AZ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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