Arizona Department of Housing (ADOH)
Arizona Housing Finance Authority Mortgage Credit Certificate is available to homeowners in Yuma, AZ.
Provides first-time homebuyers in Yuma County with a federal tax credit equal to 20% of annual mortgage interest paid, reducing federal income taxes. Can be combined with AZ HomeIncome programs. Income and purchase price limits apply based on county median income.
Annual federal tax credit of 20% of mortgage interest paid
Data last verified 2026-05-25. How we verify our data.
In Yuma, AZ, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Yuma, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program, subject to allocation
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $2,000 annual tax credit.
Arizona Housing Finance Authority Mortgage Credit Certificate is open to homeowners in Yuma, AZ.
Apply directly with Arizona Department of Housing (ADOH) using the official program link on this page or call (602) 771-1000. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs