FEMA, through Massachusetts Emergency Management Agency (MEMA)
FEMA Hazard Mitigation Grant Program (HMGP) is available to homeowners in Boston, MA.
HMGP funding is triggered by presidentially declared disasters and helps communities reduce future hazard risks. Individual homeowners cannot apply directly but may benefit when their local government applies on their behalf for elevation, floodproofing, or retrofit projects. In Massachusetts, MEMA coordinates HMGP applications. Boston homeowners in flood-prone areas (particularly coastal neighborhoods) may benefit through city-administered mitigation projects.
75% federal / 25% state-local match. Homeowners cannot apply directly, municipality applies on their behalf. Available only after federal disaster declarations. Contact MEMA at 508-820-2000.
Federal program, maintained from the official federal source.
Data last verified 2026-04-03. How we verify our data.
This is a national program. In Boston, MA, you can stack it with local programs like these:
A grant-savvy contractor in Boston, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Boston early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Federal funding to reduce future disaster damage, like elevating or strengthening a home. Homeowners cannot apply directly. Your state, tribe, or local government applies on your behalf, so you take part through a local project.
Steps to apply
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Available after federally declared disasters, contact MEMA for open opportunities
Ask us. It is free, and a real person answers within a business day.
Email us about this programVaries, typically $10,000-$75,000 per property.
FEMA Hazard Mitigation Grant Program (HMGP) is open to homeowners in Boston, MA. It has no income limit.
Apply directly with FEMA, through Massachusetts Emergency Management Agency (MEMA) using the official program link on this page or call 508-820-2000. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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