City of Boston, Mayor's Office of Housing / Boston Home Center
Boston HomeWorks Green Loan Program is available to homeowners in Boston, MA.
The HomeWorks Green Loan Program offers income-eligible Boston homeowners a 0% interest deferred loan up to $70,000 for green and energy-efficiency improvements. At least one-third of the project scope must address eligible green repairs such as insulation, clean energy systems, or health and safety upgrades. Up to one-third of the final project cost is forgiven after ten years, making a portion of the loan a true grant.
0% interest deferred loan; up to 1/3 of costs forgiven after 10 years. Income limit is 135% AMI. Applies to 1-6 unit owner-occupied homes and condos.
Verified against City of Boston, Mayor's Office of Housing / Boston Home Center's official page on 2026-06-17.
Data last verified 2026-04-03. How we verify our data.
In Boston, MA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Boston, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Boston early keeps your application moving.
Get matched with a contractorThis program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.
Each program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, funds subject to availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $70,000.
Boston HomeWorks Green Loan Program is open to homeowners in Boston, MA.
Apply directly with City of Boston, Mayor's Office of Housing / Boston Home Center using the official program link on this page or call 617-635-4663. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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