Federal Home Loan Bank IMPACT Program

Federal Home Loan Bank of Dallas / Local Lenders

Available Down Payment

About This Program

Federal Home Loan Bank IMPACT Program is available to homeowners in Gulfport, MS.

Down payment and closing cost assistance for income-eligible homebuyers. Provided as a grant through participating local lenders. Must complete homebuyer education and occupy as primary residence.

Grant amount up to $22,000 based on income and loan amount, no repayment required

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

This is a national program. In Gulfport, MS, you can stack it with local programs like these:

Key Details

  • Grant up to $22,000 for down payment and closing costs
  • Available through participating lenders
  • Income at or below 80% AMI required
  • Homebuyer education required
  • No repayment if you stay 5 years

How to Apply

A grant-savvy contractor in Gulfport, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, offered through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Federal Home Loan Bank IMPACT Program provide in Gulfport, MS?

Up to $22,000 grant.

Who qualifies for Federal Home Loan Bank IMPACT Program in Gulfport?

Federal Home Loan Bank IMPACT Program is open to homeowners in Gulfport, MS.

How do I apply for Federal Home Loan Bank IMPACT Program in Gulfport, MS?

Apply directly with Federal Home Loan Bank of Dallas / Local Lenders using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Gulfport, MS

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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