Minnesota Housing Finance Agency (MHFA)
Minnesota Housing Start Up Loan, Down Payment Assistance is available in Minneapolis, MN.
Minnesota Housing's Start Up program pairs a below-market first mortgage with a Monthly Payment Loan (MPL) or Deferred Payment Loan Plus (DPL+) for down payment assistance up to $18,000. The DPL+ is a 0% interest deferred loan due on sale or maturity. Minneapolis Community Planning & Economic Development (CPED) also offers additional local DPA that can be layered.
First-time homebuyers using MN Housing first mortgage product
Official program page checked live on 2026-06-22.
Data last verified 2026-04-01. How we verify our data.
In Minneapolis, MN, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Minneapolis, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling through MN Housing-approved lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $18,000.
Apply directly with Minnesota Housing Finance Agency (MHFA) using the official program link on this page or call 651-296-8215. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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