MN Housing Fix Up Loan

Minnesota Housing Finance Agency

Available Home Repair

About This Program

MN Housing Fix Up Loan is available to homeowners in Minneapolis, MN.

Low fixed-rate loan for most permanent home improvements. Income limit $172,100 for 11-county Twin Cities metro. Terms up to 20 years. 100% financing. No income limit for energy or accessibility improvements.

Income under $172,100 (metro), owner-occupied primary

Official program page checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In Minneapolis, MN, you can combine this program with other local help to cut your cost:

Key Details

  • Low fixed rate, up to 20-year term
  • Income limit waived for energy/accessibility projects
  • Apply through CEE (612-335-5843) or NeighborWorks (651-292-8710)
  • No income limit for disability accessibility improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

651-292-8710

A grant-savvy contractor in Minneapolis, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Minneapolis early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round through participating lenders (CEE, NeighborWorks)

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can MN Housing Fix Up Loan provide in Minneapolis, MN?

Up to $75,000.

Who qualifies for MN Housing Fix Up Loan in Minneapolis?

MN Housing Fix Up Loan is open to homeowners in Minneapolis, MN.

How do I apply for MN Housing Fix Up Loan in Minneapolis, MN?

Apply directly with Minnesota Housing Finance Agency using the official program link on this page or call 651-292-8710. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Minneapolis, MN contractors

Find More Programs in Minneapolis, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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