NeighborWorks Twin Cities Home Repair Loan

NeighborWorks Home Partners (CDFI)

Available Home Repair

About This Program

NeighborWorks Twin Cities Home Repair Loan is available to homeowners in Minneapolis, MN.

0% interest, 10-year deferred forgivable loan for Minneapolis and Saint Paul homeowners. Income at or below 80% AMI ($106,000 all household sizes). Credit score 580+. Forgiven if you remain in home through loan term.

Income at or below 80% AMI, credit 580+

Data last verified 2026-04-01. How we verify our data.

In Minneapolis, MN, you can combine this program with other local help to cut your cost:

Key Details

  • 0% interest, 10-year deferred, forgiven at maturity
  • Income ≤ 80% AMI ($106,000 any household size)
  • Credit score 580+ required
  • Currently funded only for City of Minneapolis

How to Apply

Get free help applying Visit Official Program Page Track this program

651-292-8710

A grant-savvy contractor in Minneapolis, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Minneapolis early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round, subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can NeighborWorks Twin Cities Home Repair Loan provide in Minneapolis, MN?

Up to $50,000.

Who qualifies for NeighborWorks Twin Cities Home Repair Loan in Minneapolis?

NeighborWorks Twin Cities Home Repair Loan is open to homeowners in Minneapolis, MN. It prioritizes low-income households.

How do I apply for NeighborWorks Twin Cities Home Repair Loan in Minneapolis, MN?

Apply directly with NeighborWorks Home Partners (CDFI) using the official program link on this page or call 651-292-8710. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Minneapolis, MN contractors

Find More Programs in Minneapolis, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs