HUD / Neighborhood Housing Services of New York City
HUD-Approved Housing Counseling, NHS of New York City is available to homeowners and renters in New York City, NY.
Free or low-cost HUD-approved housing counseling and homebuyer education provided by Neighborhood Housing Services of New York City (NHS NYC). Classes cover budgeting, credit, mortgage readiness, and the home purchase process. Completion certificates are often required to qualify for NYC down payment assistance programs including HomeFirst and other HPD programs.
Free service, often required to qualify for down payment assistance
Official source site checked live on 2026-06-22.
Data last verified 2026-04-03. How we verify our data.
This is a national program. In New York City, NY, you can stack it with local programs like these:
A grant-savvy contractor in New York City, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing, classes offered regularly
Ask us. It is free, and a real person answers within a business day.
Email us about this programHUD-Approved Housing Counseling, NHS of New York City is open to homeowners and renters in New York City, NY. It has no income limit.
Apply directly with HUD / Neighborhood Housing Services of New York City using the official program link on this page or call (212) 519-2500. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs