NYC HPD HomeFix 2.0

NYC Department of Housing Preservation and Development

Available Home Repair

About This Program

NYC HPD HomeFix 2.0 is available to homeowners in New York City, NY.

HomeFix 2.0 provides low- or no-interest and potentially forgivable loans for home repairs to eligible owners of 1-4 family homes in NYC. Loans up to $60,000 per home plus $30,000 per additional rental unit. Includes green upgrades and resilience repairs.

Based on single-family home loan amount of $60,000

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In New York City, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Low/no-interest forgivable loans for 1-4 family homes
  • Up to $60,000 per home + $30,000 per additional unit
  • Income limit: 165% of Area Median Income
  • Covers energy-efficiency, flood prevention, and general repairs
  • Now accepting applications at homefixNYC.org

How to Apply

Get free help applying Visit Official Program Page Track this program

646-513-3470

A grant-savvy contractor in New York City, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in New York City early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can NYC HPD HomeFix 2.0 provide in New York City, NY?

Up to $150,000.

Who qualifies for NYC HPD HomeFix 2.0 in New York City?

NYC HPD HomeFix 2.0 is open to homeowners in New York City, NY.

How do I apply for NYC HPD HomeFix 2.0 in New York City, NY?

Apply directly with NYC Department of Housing Preservation and Development using the official program link on this page or call 646-513-3470. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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