Oklahoma Housing Finance Agency (OHFA)
OHFA Gold, Oklahoma Home Finance Agency Homeownership Loan is available to homeowners in Oklahoma City, OK.
OHFA's homeownership loan programs provide below-market interest rate mortgages with optional down payment assistance for income-qualifying Oklahoma homebuyers. While primarily a purchase program, OHFA Gold loans may be combined with FHA 203(k) or other rehabilitation financing to purchase and repair a home simultaneously. Contact an OHFA-participating lender for current rates and combined options.
Down payment assistance of 3.5% on $180,000 home saves approximately $6,300 upfront
Official source site checked live on 2026-06-22.
Data last verified 2026-04-03. How we verify our data.
In Oklahoma City, OK, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Oklahoma City, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing, apply through OHFA-participating lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programCompetitive interest rate mortgages; up to 3.5% DPA available.
OHFA Gold, Oklahoma Home Finance Agency Homeownership Loan is open to homeowners in Oklahoma City, OK. It serves veterans and military families.
Apply directly with Oklahoma Housing Finance Agency (OHFA) using the official program link on this page or call 405-848-1144. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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