OKC Homeowner Rehabilitation Assistance

City of Oklahoma City, Housing & Community Development

Available Home Repair

About This Program

OKC Homeowner Rehabilitation Assistance is available to homeowners in Oklahoma City, OK.

The City of Oklahoma City provides deferred-payment, forgivable loans funded through HUD's CDBG and HOME programs to help low- and moderate-income homeowners repair or rehabilitate their primary residences. Eligible repairs include roofing, mechanical systems, structural issues, and accessibility modifications. Assistance is provided as a lien on the property, forgiven over time as long as the homeowner remains in occupancy.

Estimate based on mid-range rehabilitation scope for a qualifying low-income homeowner

Data last verified 2026-04-03. How we verify our data.

In Oklahoma City, OK, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable deferred-payment loan, no monthly payments
  • Covers roof, HVAC, electrical, plumbing, and structural repairs
  • Must own and occupy home within OKC city limits
  • Income must be at or below 80% AMI
  • Funded through federal CDBG and HOME programs

How to Apply

Get free help applying Visit Official Program Page Track this program

405-297-2846

A grant-savvy contractor in Oklahoma City, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Oklahoma City early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, contact for current waitlist status

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can OKC Homeowner Rehabilitation Assistance provide in Oklahoma City, OK?

Up to $60,000.

Who qualifies for OKC Homeowner Rehabilitation Assistance in Oklahoma City?

OKC Homeowner Rehabilitation Assistance is open to homeowners in Oklahoma City, OK. It serves seniors.

How do I apply for OKC Homeowner Rehabilitation Assistance in Oklahoma City, OK?

Apply directly with City of Oklahoma City, Housing & Community Development using the official program link on this page or call 405-297-2846. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Oklahoma City, OK contractors

Find More Programs in Oklahoma City, OK

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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