City of Orlando Housing & Community Development
City of Orlando Down Payment Assistance Program is available in Orlando, FL.
The City of Orlando's Down Payment Assistance Program provides forgivable loans up to $40,000 to income-qualified first-time homebuyers purchasing within Orlando city limits. Assistance is forgiven over a 5-10 year occupancy period at 20% per year. Must complete HUD-approved homebuyer education and meet credit/income guidelines. Florida Housing programs may also be layered.
First-time homebuyers in Orlando city limits at or below 80% AMI
Official program page checked live on 2026-06-22.
Data last verified 2026-04-03. How we verify our data.
In Orlando, FL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Orlando, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, contact City of Orlando Housing & CD
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $40,000.
Apply directly with City of Orlando Housing & Community Development using the official program link on this page or call 407-246-2708. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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