Orange County Housing Rehabilitation Loan Program

Orange County Housing and Community Development

Available Home Repair

About This Program

Orange County Housing Rehabilitation Loan Program is available to homeowners in Orlando, FL.

Orange County provides low- and no-interest loans to low- and moderate-income homeowners in unincorporated Orange County for critical home repairs. The 2025-2026 Annual Action Plan proposes additional funding through CDBG reallocations. Eligible repairs include roofing, plumbing, electrical, HVAC, and structural deficiencies.

Interest-free or low-interest deferred loan; repayment terms vary by program type and income level.

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Orlando, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Low/no-interest loans for critical home repairs
  • For low-to-moderate income homeowners in unincorporated Orange County
  • Income must be at or below 80% AMI
  • Covers roofing, plumbing, electrical, HVAC, and structural needs
  • Contact Orange County Housing at (407) 836-5150

How to Apply

Get free help applying Visit Official Program Page Track this program

407-836-5150

A grant-savvy contractor in Orlando, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Orlando early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing; contact Orange County Housing at (407) 836-5150

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Orange County Housing Rehabilitation Loan Program provide in Orlando, FL?

Up to $75,000 in low/no-interest loans.

Who qualifies for Orange County Housing Rehabilitation Loan Program in Orlando?

Orange County Housing Rehabilitation Loan Program is open to homeowners in Orlando, FL.

How do I apply for Orange County Housing Rehabilitation Loan Program in Orlando, FL?

Apply directly with Orange County Housing and Community Development using the official program link on this page or call 407-836-5150. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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