FEMA Hazard Mitigation Grant Program (HMGP)

FEMA / Florida Division of Emergency Management / Orange County

Available Disaster Relief

About This Program

FEMA Hazard Mitigation Grant Program (HMGP) is available to homeowners in Orlando, FL.

FEMA HMGP provides grants to reduce future disaster losses through home elevation, flood proofing, and wind retrofits. Homeowners cannot apply directly; local governments submit on their behalf. Contact Orange County Emergency Management for current project opportunities following recent disaster declarations.

Federal share is 75% of eligible project cost. Must be administered through local or state government on homeowner's behalf.

Federal program, maintained from the official federal source.

Data last verified 2026-04-03. How we verify our data.

This is a national program. In Orlando, FL, you can stack it with local programs like these:

Key Details

  • Reduces future disaster losses through home hardening
  • Federal pays 75% of eligible project costs
  • Covers home elevation, flood-proofing, and wind retrofits
  • Homeowners apply through local government, not directly to FEMA
  • Contact Orange County Emergency Management for open rounds

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in Orlando, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Orlando early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Federal funding to reduce future disaster damage, like elevating or strengthening a home. Homeowners cannot apply directly. Your state, tribe, or local government applies on your behalf, so you take part through a local project.

Steps to apply

  1. Contact your State Hazard Mitigation Officer or local emergency management office.
  2. Ask whether your community has an open HMGP project you can join.
  3. Provide your property and project details to the local applicant.
  4. The state submits the application to FEMA on your behalf.
Get the official form

Documents you will likely need

  • Property ownership and address information.
  • Details of the mitigation project (for example elevation or a safe room).
  • Any flood or disaster damage history.
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Opens after major disaster declarations; contact Orange County Emergency Management

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for FEMA Hazard Mitigation Grant Program (HMGP) in Orlando?

FEMA Hazard Mitigation Grant Program (HMGP) is open to homeowners in Orlando, FL. It has no income limit.

How do I apply for FEMA Hazard Mitigation Grant Program (HMGP) in Orlando, FL?

Apply directly with FEMA / Florida Division of Emergency Management / Orange County using the official program link on this page. There is no middleman and no fee.

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