SC Mortgage Payment Assistance

SC State Housing Finance & Development Authority

Available Home Repair

About This Program

SC Mortgage Payment Assistance is available to homeowners in Aiken, SC.

Provides assistance to eligible South Carolina homeowners facing hardship due to COVID-19, job loss, or other qualifying events. Can cover past-due mortgage payments, property taxes, insurance, and HOA fees.

Assistance amount varies by hardship and income level

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Aiken, SC, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $35,000 for mortgage and housing costs
  • For homeowners facing financial hardship
  • Covers past-due payments, taxes, insurance
  • Income limits apply (moderate income)
  • Subject to federal funding availability

How to Apply

A grant-savvy contractor in Aiken, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Aiken early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Subject to federal funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can SC Mortgage Payment Assistance provide in Aiken, SC?

Up to $35,000 in assistance.

Who qualifies for SC Mortgage Payment Assistance in Aiken?

SC Mortgage Payment Assistance is open to homeowners in Aiken, SC.

How do I apply for SC Mortgage Payment Assistance in Aiken, SC?

Apply directly with SC State Housing Finance & Development Authority using the official program link on this page or call (803) 896-9001. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Aiken, SC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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