USDA Section 504 Home Repair Grant and Loan

USDA Rural Development

Available Home Repair

About This Program

USDA Section 504 Home Repair Grant and Loan is available to homeowners in Allentown, PA.

USDA program providing grants up to $10,000 and loans up to $20,000 for home repairs in eligible rural areas near Allentown. Grants available only to homeowners age 62+ at or below 50% AMI for health and safety repairs.

Grant portion covers health/safety repairs; loan for other improvements

Data last verified 2026-05-25. How we verify our data.

This is a national program. In Allentown, PA, you can stack it with local programs like these:

Key Details

  • Grant up to $7,500 + loan up to $20,000
  • Eligible rural areas near Allentown
  • Grant requires age 62+ and very low income
  • Covers health, safety, and accessibility repairs
  • 1% interest loan, 20-year term

How to Apply

Get free help applying Visit Official Program Page Track this program

(570) 433-2105

A grant-savvy contractor in Allentown, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Allentown early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for USDA Section 504 Home Repair Grant and Loan in Allentown?

USDA Section 504 Home Repair Grant and Loan is open to homeowners in Allentown, PA. It prioritizes low-income households. It serves seniors.

How do I apply for USDA Section 504 Home Repair Grant and Loan in Allentown, PA?

Apply directly with USDA Rural Development using the official program link on this page or call (570) 433-2105. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Allentown, PA contractors

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