Erie County HOME Rehabilitation Program

Erie County Department of Environment and Planning / HUD HOME

Available Home Repair

About This Program

Erie County HOME Rehabilitation Program is available to homeowners in Amherst, NY.

HUD HOME-funded forgivable loan for substantial rehabilitation of owner-occupied homes in Erie County. Covers major repairs to address code violations, structural issues, and health/safety hazards. Forgiven after 10 years of compliance.

Forgivable loan, no repayment required if home remains owner-occupied for 10 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Amherst, NY, you can stack it with local programs like these:

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Erie County
  • Covers code violations, structural, health hazards
  • Forgiven after 10 years of occupancy

How to Apply

Get free help applying Visit Official Program Page Track this program

(716) 858-6370

A grant-savvy contractor in Amherst, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Amherst early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Erie County HOME Rehabilitation Program provide in Amherst, NY?

Forgivable loan up to $50,000.

Who qualifies for Erie County HOME Rehabilitation Program in Amherst?

Erie County HOME Rehabilitation Program is open to homeowners in Amherst, NY. It prioritizes low-income households.

How do I apply for Erie County HOME Rehabilitation Program in Amherst, NY?

Apply directly with Erie County Department of Environment and Planning / HUD HOME using the official program link on this page or call (716) 858-6370. There is no middleman and no fee.

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