Minnesota Housing Rehabilitation Loan

Minnesota Housing Finance Agency

Available Home Repair

About This Program

Minnesota Housing Rehabilitation Loan is available to homeowners in Andover, MN.

Low-interest loan program for Minnesota homeowners to make major home repairs and improvements. Loans feature below-market interest rates and flexible underwriting to help moderate-income families maintain their homes.

Loan amount varies by project scope; typical projects financed at $25,000

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Andover, MN, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $50,000 for home repairs
  • Must be owner-occupied primary residence
  • Flexible underwriting for moderate-income families
  • Fixed-rate loans with terms up to 20 years
  • Statewide availability

How to Apply

A grant-savvy contractor in Andover, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Andover early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to available funds

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Minnesota Housing Rehabilitation Loan provide in Andover, MN?

Up to $50,000 low-interest loan.

Who qualifies for Minnesota Housing Rehabilitation Loan in Andover?

Minnesota Housing Rehabilitation Loan is open to homeowners in Andover, MN.

How do I apply for Minnesota Housing Rehabilitation Loan in Andover, MN?

Apply directly with Minnesota Housing Finance Agency using the official program link on this page or call (651) 296-7608. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Andover, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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