Minnesota HOME Homeowner Rehabilitation

Minnesota Housing Finance Agency (HOME funds)

Available Home Repair

About This Program

Minnesota HOME Homeowner Rehabilitation is available to homeowners in Apple Valley, MN.

Federally funded HOME program administered locally for major home repairs for low-income homeowners. Provides deferred, forgivable loans for structural repairs and systems replacements. Loan forgiven after affordability period if residency maintained.

Deferred loan forgiven after affordability period with continued residency

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Apple Valley, MN, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred loan up to $30,000
  • For low-income homeowners
  • Covers major repairs and systems
  • Forgiven after affordability period
  • Contact Dakota County CDA to apply

How to Apply

Get free help applying Visit Official Program Page Track this program

(651) 675-4400

A grant-savvy contractor in Apple Valley, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Apple Valley early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Administered locally, contact Dakota County CDA

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Minnesota HOME Homeowner Rehabilitation provide in Apple Valley, MN?

Deferred loan up to $30,000.

Who qualifies for Minnesota HOME Homeowner Rehabilitation in Apple Valley?

Minnesota HOME Homeowner Rehabilitation is open to homeowners in Apple Valley, MN. It prioritizes low-income households.

How do I apply for Minnesota HOME Homeowner Rehabilitation in Apple Valley, MN?

Apply directly with Minnesota Housing Finance Agency (HOME funds) using the official program link on this page or call (651) 675-4400. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Apple Valley, MN contractors

Find More Programs in Apple Valley, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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