IHDA Single-Family Rehabilitation Loan Program

Illinois Housing Development Authority

Available Home Repair

About This Program

IHDA Single-Family Rehabilitation Loan Program is available to homeowners in Arlington Heights, IL.

Low-interest home improvement loans for owner-occupied single-family homes in Illinois. Funds can be used for major repairs, accessibility modifications, energy efficiency improvements, and health and safety issues.

Low-interest loan at approximately 3% APR for qualified borrowers

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Arlington Heights, IL, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans up to $30,000
  • 3% APR for income-qualified borrowers
  • Must be owner-occupied primary residence
  • Covers major repairs and improvements
  • Administered through participating lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

(312) 836-5200

A grant-savvy contractor in Arlington Heights, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Arlington Heights early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can IHDA Single-Family Rehabilitation Loan Program provide in Arlington Heights, IL?

Loan up to $30,000 at 3% APR.

Who qualifies for IHDA Single-Family Rehabilitation Loan Program in Arlington Heights?

IHDA Single-Family Rehabilitation Loan Program is open to homeowners in Arlington Heights, IL.

How do I apply for IHDA Single-Family Rehabilitation Loan Program in Arlington Heights, IL?

Apply directly with Illinois Housing Development Authority using the official program link on this page or call (312) 836-5200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Arlington Heights, IL contractors

Find More Programs in Arlington Heights, IL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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