Invest Atlanta, ATL HomeNow

Invest Atlanta

Available Home Repair

About This Program

Invest Atlanta, ATL HomeNow is available in Atlanta, GA.

Provides up to $20,000 in assistance to eligible homebuyers purchasing within the City of Atlanta, usable for down payment, closing costs, or permanent interest rate reduction. Requires a 30-year fixed-rate FHA, VA, or conventional mortgage with a minimum FICO score of 620. Buyers must contribute $1,500 of their own funds at closing. Income up to 120% AMI.

Forgivable over 5 years, $0 cost if owner stays in home for full term.

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Atlanta, GA, you can combine this program with other local help to cut your cost:

Key Details

  • Must purchase within City of Atlanta limits
  • Income limits: 1 person $96,000 / 4 person $137,040 (120% AMI)
  • Minimum FICO credit score of 620
  • Buyer must contribute $1,500 of own funds at closing
  • Max loan amount $325,000 | No manufactured homes

How to Apply

Get free help applying Visit Official Program Page Track this program

404-880-4100

A grant-savvy contractor in Atlanta, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Atlanta early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Invest Atlanta, ATL HomeNow provide in Atlanta, GA?

Up to $20,000.

How do I apply for Invest Atlanta, ATL HomeNow in Atlanta, GA?

Apply directly with Invest Atlanta using the official program link on this page or call 404-880-4100. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Atlanta, GA contractors

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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