IHDA Access Improvement Program

Illinois Housing Development Authority (IHDA)

Available Senior & Disability

About This Program

IHDA Access Improvement Program is available to homeowners in Aurora, IL.

Provides low-interest forgivable loans to modify homes for accessibility for persons with disabilities. Funds can be used for ramps, lifts, accessible bathrooms, doorway widening, and other modifications that improve access and mobility.

Loan forgiven after 10 years of compliance; typical project around $15,000

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Aurora, IL, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $25,000 for accessibility modifications
  • Available to homeowners with a household member with disability
  • Income up to 120% AMI may qualify
  • Loan forgiven after 10 years of continued occupancy
  • Covers ramps, lifts, bathroom modifications, doorway widening

How to Apply

Get free help applying Visit Official Program Page Track this program

(312) 836-5200

A grant-savvy contractor in Aurora, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Aurora early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling basis, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can IHDA Access Improvement Program provide in Aurora, IL?

Up to $25,000 forgivable loan.

Who qualifies for IHDA Access Improvement Program in Aurora?

IHDA Access Improvement Program is open to homeowners in Aurora, IL.

How do I apply for IHDA Access Improvement Program in Aurora, IL?

Apply directly with Illinois Housing Development Authority (IHDA) using the official program link on this page or call (312) 836-5200. There is no middleman and no fee.

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