TSAHC Homes for Texas Heroes Loan Program

Texas State Affordable Housing Corporation (TSAHC)

Available Home Repair

About This Program

TSAHC Homes for Texas Heroes Loan Program is available in Austin, TX.

TSAHC's Homes for Texas Heroes provides 30-year fixed-rate mortgages with down payment assistance grants of 3-5% of the loan amount (grant, not repaid) for teachers, police and corrections officers, firefighters, EMS personnel, and veterans. The companion Home Sweet Texas program serves all other income-qualified Texas homebuyers. No first-time buyer requirement for qualifying heroes or veterans.

DPA is a grant, no repayment. Income limits vary by county; min. 620 credit score. Austin-area income limits near $80-100% AMI depending on targeted vs. non-targeted area.

Data last verified 2026-04-03. How we verify our data.

In Austin, TX, you can combine this program with other local help to cut your cost:

Key Details

  • 3-5% of loan as down payment assistance grant, no repayment
  • Open to teachers, first responders, corrections officers, and veterans
  • Veterans and certain heroes not required to be first-time buyers
  • Min. 620 credit score; income limits apply by county
  • Call TSAHC at 512-477-3555

How to Apply

Get free help applying Visit Official Program Page Track this program

512-477-3555

A grant-savvy contractor in Austin, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Austin early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can TSAHC Homes for Texas Heroes Loan Program provide in Austin, TX?

3-5% of loan as down payment assistance grant.

Who qualifies for TSAHC Homes for Texas Heroes Loan Program in Austin?

TSAHC Homes for Texas Heroes Loan Program is available in Austin, TX. It serves veterans and military families.

How do I apply for TSAHC Homes for Texas Heroes Loan Program in Austin, TX?

Apply directly with Texas State Affordable Housing Corporation (TSAHC) using the official program link on this page or call 512-477-3555. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Austin, TX contractors

Find More Programs in Austin, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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