Texas Veterans Land Board (VLB) Home Improvement Loan

Texas General Land Office, Veterans Land Board

Available Home Repair

About This Program

Texas Veterans Land Board (VLB) Home Improvement Loan is available to homeowners in Austin, TX.

The VLB Home Improvement Program offers below-market interest rate loans up to $50,000 (2-20 year term) to Texas veterans and military members for home repairs and improvements on their primary Texas residence. Veterans with a 30%+ VA service-connected disability rating qualify for a discounted interest rate. No down payment required; fees include a $10 flood certification and $125 title search.

Loan, not a grant. Below-market interest rate; 30%+ disability rating earns additional rate discount. Loan amounts $7,500-$50,000 at 2-20 year terms.

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Austin, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market interest rate loan up to $50,000, no down payment
  • Must be a Texas resident veteran with honorable/general/medical discharge
  • 30%+ VA disability rating earns additional interest rate discount
  • Primary Texas residence only; 2-20 year loan terms
  • Call Texas GLO at 800-252-8387

How to Apply

Get free help applying Visit Official Program Page Track this program

800-252-8387

A grant-savvy contractor in Austin, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Austin early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Texas Veterans Land Board (VLB) Home Improvement Loan provide in Austin, TX?

Up to $50,000 below-market rate loan.

Who qualifies for Texas Veterans Land Board (VLB) Home Improvement Loan in Austin?

Texas Veterans Land Board (VLB) Home Improvement Loan is open to homeowners in Austin, TX. It has no income limit. It serves veterans and military families.

How do I apply for Texas Veterans Land Board (VLB) Home Improvement Loan in Austin, TX?

Apply directly with Texas General Land Office, Veterans Land Board using the official program link on this page or call 800-252-8387. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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