Indiana On-Site Septic System Loan Program

Indiana State Department of Health / IOSHA

Available Home Repair

About This Program

Indiana On-Site Septic System Loan Program is available to homeowners in Avon, IN.

Low-interest loan program for Indiana homeowners to repair or replace failing septic systems. Loans up to $30,000 at approximately 3% interest with up to 10-year repayment terms. Available statewide for homes with on-site septic systems that need repair or replacement.

Low-interest loan for septic system repair or replacement

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Avon, IN, you can combine this program with other local help to cut your cost:

Key Details

  • Loan up to $30,000 for septic repair
  • Approximately 3% interest rate
  • Up to 10-year repayment
  • Available statewide
  • For failing on-site septic systems

How to Apply

Get free help applying Visit Official Program Page Track this program

(317) 233-7177

A grant-savvy contractor in Avon, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Avon early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Indiana On-Site Septic System Loan Program provide in Avon, IN?

Loan up to $30,000.

Who qualifies for Indiana On-Site Septic System Loan Program in Avon?

Indiana On-Site Septic System Loan Program is open to homeowners in Avon, IN. It has no income limit.

How do I apply for Indiana On-Site Septic System Loan Program in Avon, IN?

Apply directly with Indiana State Department of Health / IOSHA using the official program link on this page or call (317) 233-7177. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Avon, IN contractors

Find More Programs in Avon, IN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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