Kitsap County On-Site Septic Loan Program

Kitsap Public Health District

Available Home Repair

About This Program

Kitsap County On-Site Septic Loan Program is available to homeowners in Bainbridge Island, WA.

Provides low-interest loans for homeowners who need to repair or replace failing septic systems. Loan is repaid over time through property tax assessment and is available to all income levels.

Low-interest loan repaid through property tax assessment

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Bainbridge Island, WA, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $30,000
  • For septic system repair or replacement
  • No income requirement
  • Repaid through property tax assessment
  • Available to all Kitsap County homeowners

How to Apply

Get free help applying Visit Official Program Page Track this program

(360) 728-2235

A grant-savvy contractor in Bainbridge Island, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Bainbridge Island early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Kitsap County On-Site Septic Loan Program provide in Bainbridge Island, WA?

Low-interest loan up to $30,000.

Who qualifies for Kitsap County On-Site Septic Loan Program in Bainbridge Island?

Kitsap County On-Site Septic Loan Program is open to homeowners in Bainbridge Island, WA. It has no income limit.

How do I apply for Kitsap County On-Site Septic Loan Program in Bainbridge Island, WA?

Apply directly with Kitsap Public Health District using the official program link on this page or call (360) 728-2235. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Bainbridge Island, WA contractors

Find More Programs in Bainbridge Island, WA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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