Find grants, rebates, forgivable loans, and free programs for Ballenger Creek, MD, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ballenger Creek, MD, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization services to income-eligible Maryland households. Services include...
Provides lead hazard reduction services for homes with children under age 6 with elevated blood lead levels. Services in...
Provides rebates and incentives for energy-efficient home improvements including heat pumps, insulation, air sealing, an...
Provides forgivable loans for major home repairs to low-income owner-occupied households in Frederick County. Loan is fo...
Provides financial assistance to eligible Maryland households to help pay energy bills. Benefits are paid directly to ut...
Provides rebates for installation of energy-efficient air source or geothermal heat pumps in Maryland homes. Rebate amou...
Provides grants for installation of solar photovoltaic systems on owner-occupied residences in Maryland. Grant is $1,000...
Provides loans and grants to very low-income homeowners in eligible rural areas to repair or improve their homes. Grants...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Grant...
Provides grants to low- and moderate-income seniors and individuals with disabilities for accessibility modifications. C...
Provides property tax credits to homeowners whose property taxes exceed a percentage of their gross income. The credit i...
Provides property tax credits to homeowners age 65 or older, or 100% disabled, whose property taxes exceed a percentage ...
Provides emergency repair grants for owner-occupied households facing immediate health and safety hazards. Covers urgent...
Federal HOME Investment Partnerships Program funds administered by Maryland DHCD provide assistance for homeowner rehabi...
Provides grants to install or repair indoor plumbing facilities in homes lacking proper bathroom facilities, septic syst...
Provides forgivable loans to repair or replace failing septic systems in Frederick County. Loan is forgiven after 5 year...
Provides an income tax credit for Maryland residents who are 100% disabled or who have a dependent who is 100% disabled....
Provides rebates for installation of ENERGY STAR certified heat pump water heaters. Standard rebate is $500; income-qual...
Provides rebates for purchase and installation of qualifying ENERGY STAR smart thermostats. Rebate is $75 for standard c...
Provides instant discounts on ENERGY STAR certified LED light bulbs at participating retailers. Discounts range from 50-...
Provides Maryland income tax deduction for costs of rehabilitating or reconstructing residential property. Deduction ava...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Ballenger Creek, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Ballenger Creek, 17 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.