Baltimore City CDBG Home Repair Program

Baltimore City DHCD

Available Home Repair

About This Program

Baltimore City CDBG Home Repair Program is available to homeowners in Baltimore, MD.

Baltimore City uses federal CDBG funds to help low-income homeowners with essential repairs including roofing, heating, plumbing, electrical, and accessibility modifications. Assistance is provided as forgivable or deferred loans depending on household circumstances.

Loan amount based on repair scope and income; may be forgiven over time

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Baltimore, MD, you can combine this program with other local help to cut your cost:

Key Details

  • Covers roof, plumbing, electrical, HVAC, and structural repairs
  • Must be owner-occupied property in Baltimore City
  • Household income must meet HUD low-income guidelines
  • Loans may be forgiven or deferred based on financial situation
  • Apply online or at 417 E. Fayette St., Suite 1125

How to Apply

Get free help applying Visit Official Program Page Track this program

410-396-3023

A grant-savvy contractor in Baltimore, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Baltimore early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Baltimore City CDBG Home Repair Program provide in Baltimore, MD?

Up to $25,000.

Who qualifies for Baltimore City CDBG Home Repair Program in Baltimore?

Baltimore City CDBG Home Repair Program is open to homeowners in Baltimore, MD. It prioritizes low-income households.

How do I apply for Baltimore City CDBG Home Repair Program in Baltimore, MD?

Apply directly with Baltimore City DHCD using the official program link on this page or call 410-396-3023. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Baltimore, MD contractors

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