Kentucky Access Loan for Accessibility Modifications

Kentucky Housing Corporation

Available Senior & Disability

About This Program

Kentucky Access Loan for Accessibility Modifications is available to homeowners in Bardstown, KY.

Low-interest loans to modify homes for accessibility by persons with disabilities. Funds can be used for ramps, widened doorways, accessible bathrooms, and other adaptations. 1% interest rate with up to 10-year term.

Low-interest loan at 1% for accessibility modifications, estimate based on typical ramp and bathroom adaptation

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Bardstown, KY, you can combine this program with other local help to cut your cost:

Key Details

  • Loans up to $15,000 for accessibility modifications
  • 1% interest rate with 10-year term
  • Available to homeowners with disabilities
  • Covers ramps, door widening, bathroom adaptations
  • Income at or below 115% AMI

How to Apply

Get free help applying Visit Official Program Page Track this program

(502) 564-7630

A grant-savvy contractor in Bardstown, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Bardstown early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Kentucky Access Loan for Accessibility Modifications provide in Bardstown, KY?

Up to $15,000 loan.

Who qualifies for Kentucky Access Loan for Accessibility Modifications in Bardstown?

Kentucky Access Loan for Accessibility Modifications is open to homeowners in Bardstown, KY.

How do I apply for Kentucky Access Loan for Accessibility Modifications in Bardstown, KY?

Apply directly with Kentucky Housing Corporation using the official program link on this page or call (502) 564-7630. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Bardstown, KY contractors

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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