Baytown Owner-Occupied Rehabilitation Program

City of Baytown Community Development (CDBG)

Available Home Repair

About This Program

Baytown Owner-Occupied Rehabilitation Program is available to homeowners in Baytown, TX.

CDBG-funded program for major home repairs to bring owner-occupied homes up to code in Baytown. Loans are forgiven after 10 years of continued owner-occupancy. Covers structural, mechanical, and health/safety repairs.

Forgivable loan amount based on repair needs assessment, no repayment if occupied 10 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Baytown, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Must be owner-occupied in Baytown city limits
  • Income at or below 80% AMI required
  • Forgiven after 10 years of continued residency
  • Covers structural, plumbing, electrical, roofing

How to Apply

A grant-savvy contractor in Baytown, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Baytown early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Baytown Owner-Occupied Rehabilitation Program provide in Baytown, TX?

Forgivable loan up to $35,000.

Who qualifies for Baytown Owner-Occupied Rehabilitation Program in Baytown?

Baytown Owner-Occupied Rehabilitation Program is open to homeowners in Baytown, TX. It prioritizes low-income households.

How do I apply for Baytown Owner-Occupied Rehabilitation Program in Baytown, TX?

Apply directly with City of Baytown Community Development (CDBG) using the official program link on this page or call (281) 420-6597. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Baytown, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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