Wisconsin Housing and Economic Development Authority (WHEDA) Home Improvement Loans

Wisconsin Housing and Economic Development Authority

Available Home Repair

About This Program

Wisconsin Housing and Economic Development Authority (WHEDA) Home Improvement Loans is available to homeowners in Beloit, WI.

Low-interest home improvement loans for Wisconsin homeowners at or below 115% of county median income. Available through participating lenders statewide for major repairs, renovations, and energy improvements.

Low-interest loan with monthly payments based on term and amount

Verified against Wisconsin Housing and Economic Development Authority's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

In Beloit, WI, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans up to $40,000
  • Income up to 115% county median income
  • Terms up to 20 years
  • Available through participating lenders
  • Covers major repairs and renovations

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 334-6873

A grant-savvy contractor in Beloit, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Beloit early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Wisconsin Housing and Economic Development Authority (WHEDA) Home Improvement Loans provide in Beloit, WI?

Up to $50,000.

Who qualifies for Wisconsin Housing and Economic Development Authority (WHEDA) Home Improvement Loans in Beloit?

Wisconsin Housing and Economic Development Authority (WHEDA) Home Improvement Loans is open to homeowners in Beloit, WI.

How do I apply for Wisconsin Housing and Economic Development Authority (WHEDA) Home Improvement Loans in Beloit, WI?

Apply directly with Wisconsin Housing and Economic Development Authority using the official program link on this page or call (800) 334-6873. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Beloit, WI contractors

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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