Oregon Housing Finance Agency Rehab Loan

Oregon Housing and Community Services

Available Home Repair

About This Program

Oregon Housing Finance Agency Rehab Loan is available to homeowners in Bend, OR.

Low-interest loan to help Oregon homeowners finance necessary home repairs and energy-efficiency improvements. Can be combined with purchase mortgages or used for existing homeowners. Fixed interest rate tied to OHFA mortgage programs.

Typical rehabilitation loan amount at reduced interest rate

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Bend, OR, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $50,000
  • For necessary repairs and energy upgrades
  • Available to moderate-income homeowners
  • Can combine with home purchase
  • Fixed rate financing

How to Apply

A grant-savvy contractor in Bend, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Bend early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Oregon Housing Finance Agency Rehab Loan provide in Bend, OR?

Up to $50,000 loan.

Who qualifies for Oregon Housing Finance Agency Rehab Loan in Bend?

Oregon Housing Finance Agency Rehab Loan is open to homeowners in Bend, OR.

How do I apply for Oregon Housing Finance Agency Rehab Loan in Bend, OR?

Apply directly with Oregon Housing and Community Services using the official program link on this page or call (503) 986-2000. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Bend, OR

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs