Billings HOME Owner-Occupied Rehabilitation

City of Billings (HUD HOME funds)

Available Home Repair

About This Program

Billings HOME Owner-Occupied Rehabilitation is available to homeowners in Billings, MT.

HUD HOME-funded program providing forgivable loans for major home rehabilitation for low-income owner-occupants in Billings. Loan is forgiven after 5-year compliance period including continued occupancy.

Forgivable loan amount based on rehab needs and household income

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

This is a national program. In Billings, MT, you can stack it with local programs like these:

Key Details

  • Forgivable loan for major home rehabilitation
  • Income at or below 80% area median income
  • Must be owner-occupied in Billings
  • Forgiven after 5 years of compliance
  • HUD HOME-funded program

How to Apply

Get free help applying Visit Official Program Page Track this program

(406) 657-8287

A grant-savvy contractor in Billings, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Billings early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted on rolling basis

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Billings HOME Owner-Occupied Rehabilitation provide in Billings, MT?

Forgivable loan up to $35,000.

Who qualifies for Billings HOME Owner-Occupied Rehabilitation in Billings?

Billings HOME Owner-Occupied Rehabilitation is open to homeowners in Billings, MT. It prioritizes low-income households.

How do I apply for Billings HOME Owner-Occupied Rehabilitation in Billings, MT?

Apply directly with City of Billings (HUD HOME funds) using the official program link on this page or call (406) 657-8287. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Billings, MT contractors

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