Mississippi Mortgage Credit Certificate Program

Mississippi Home Corporation

Available Property Tax Relief

About This Program

Mississippi Mortgage Credit Certificate Program is available to homeowners in Biloxi, MS.

Federal tax credit equal to 20% of annual mortgage interest paid, reducing federal income tax liability. Available to first-time homebuyers in Mississippi with income at or below program limits. Credit can be claimed annually for life of the mortgage.

Annual federal tax credit equal to 20% of mortgage interest paid

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Biloxi, MS, you can combine this program with other local help to cut your cost:

Key Details

  • 20% of annual mortgage interest as tax credit
  • Reduces federal income tax liability
  • For first-time homebuyers in Mississippi
  • Income limits apply
  • Credit lasts life of mortgage

How to Apply

A grant-savvy contractor in Biloxi, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program, subject to allocation

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Mississippi Mortgage Credit Certificate Program provide in Biloxi, MS?

Up to $2,000 annual tax credit.

Who qualifies for Mississippi Mortgage Credit Certificate Program in Biloxi?

Mississippi Mortgage Credit Certificate Program is open to homeowners in Biloxi, MS.

How do I apply for Mississippi Mortgage Credit Certificate Program in Biloxi, MS?

Apply directly with Mississippi Home Corporation using the official program link on this page or call (601) 718-4642. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Biloxi, MS

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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