IHDA Access Assistance Home Modification Program

Illinois Housing Development Authority

Available Senior & Disability

About This Program

IHDA Access Assistance Home Modification Program is available to homeowners in Bloomington, IL.

State forgivable loan program to help homeowners with disabilities or household members with disabilities make accessibility modifications. Loan forgiven after 5 years of occupancy.

Forgivable loan, no repayment if occupancy maintained 5 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Bloomington, IL, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $25,000
  • For homeowners with disability in household
  • Income at or below 120% AMI
  • Forgiven after 5 years of occupancy
  • Covers ramps, bathroom mods, door widening

How to Apply

Get free help applying Visit Official Program Page Track this program

(312) 836-5200

A grant-savvy contractor in Bloomington, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Bloomington early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can IHDA Access Assistance Home Modification Program provide in Bloomington, IL?

Up to $25,000 forgivable loan.

Who qualifies for IHDA Access Assistance Home Modification Program in Bloomington?

IHDA Access Assistance Home Modification Program is open to homeowners in Bloomington, IL.

How do I apply for IHDA Access Assistance Home Modification Program in Bloomington, IL?

Apply directly with Illinois Housing Development Authority using the official program link on this page or call (312) 836-5200. There is no middleman and no fee.

Need a Contractor for This Grant?

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