Monroe County HOME Homeowner Rehabilitation

Monroe County HOME Investment Partnerships / IHCDA

Available Home Repair

About This Program

Monroe County HOME Homeowner Rehabilitation is available to homeowners in Bloomington, IN.

Federal HOME funds administered by Monroe County for substantial rehabilitation of owner-occupied homes. Forgivable loan for households at or below 80% AMI, forgiven after 5-10 years depending on amount. Covers major systems, structural repairs, and code compliance.

Forgivable loan based on scope of work, forgiveness period varies by amount

Data last verified 2026-06-09. How we verify our data.

In Bloomington, IN, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan for major home rehabilitation
  • Up to $50,000 for qualifying projects
  • Income at or below 80% AMI required
  • Forgiven after 5-10 years of compliance
  • Federal HOME funds administered by Monroe County

How to Apply

Get free help applying Visit Official Program Page Track this program

(812) 349-2550

A grant-savvy contractor in Bloomington, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Bloomington early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact county for application periods

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Monroe County HOME Homeowner Rehabilitation provide in Bloomington, IN?

Up to $50,000 forgivable loan.

Who qualifies for Monroe County HOME Homeowner Rehabilitation in Bloomington?

Monroe County HOME Homeowner Rehabilitation is open to homeowners in Bloomington, IN. It prioritizes low-income households.

How do I apply for Monroe County HOME Homeowner Rehabilitation in Bloomington, IN?

Apply directly with Monroe County HOME Investment Partnerships / IHCDA using the official program link on this page or call (812) 349-2550. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Bloomington, IN contractors

Find More Programs in Bloomington, IN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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