Hennepin County Septic System Loan Program

Hennepin County Environmental Services

Available Home Repair

About This Program

Hennepin County Septic System Loan Program is available to homeowners in Bloomington, MN.

Low-interest loan program for repairing or replacing failing septic systems in Hennepin County. Loans up to $30,000 with fixed interest rate around 3% and 10-year repayment terms. No income restrictions.

Loan amount based on septic system replacement cost, up to $30,000

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Bloomington, MN, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans up to $30,000
  • For failing septic system repair/replacement
  • Fixed ~3% interest rate
  • 10-year repayment term
  • No income requirements

How to Apply

Get free help applying Visit Official Program Page Track this program

(612) 348-3777

A grant-savvy contractor in Bloomington, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Bloomington early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Hennepin County Septic System Loan Program provide in Bloomington, MN?

Low-interest loans up to $30,000.

Who qualifies for Hennepin County Septic System Loan Program in Bloomington?

Hennepin County Septic System Loan Program is open to homeowners in Bloomington, MN. It has no income limit.

How do I apply for Hennepin County Septic System Loan Program in Bloomington, MN?

Apply directly with Hennepin County Environmental Services using the official program link on this page or call (612) 348-3777. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Bloomington, MN contractors

Find More Programs in Bloomington, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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