State Housing Initiatives Partnership, Boca Raton, FL

Q: How much can State Housing Initiatives Partnership (SHIP) - Palm Beach County provide in Boca Raton, FL?

Up to $75,000 for owner-occupied rehab.

Q: How do I apply for State Housing Initiatives Partnership (SHIP) - Palm Beach County in Boca Raton, FL?

Apply directly with Florida Housing Finance Corporation / Palm Beach County using the official program link on this page or call (561) 233-3600. There is no middleman and no fee.

About This Program

State Housing Initiatives Partnership (SHIP) - Palm Beach County is available to homeowners in Boca Raton, FL.

State-funded program administered by Palm Beach County providing rehabilitation assistance to low and moderate-income homeowners. Funds are provided as a zero-interest, forgivable loan for essential repairs and improvements to owner-occupied homes.

Forgivable loan amount varies by scope of work and income; forgiven after 15 years of occupancy

Verified against Florida Housing Finance Corporation / Palm Beach County's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

In Boca Raton, FL, you can combine this program with other local help to cut your cost:

FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs

Key Details

Forgivable loan for major home repairs
Income at or below 120% AMI required
Must be owner-occupied in Palm Beach County
Zero-interest loan forgiven after 15 years
Covers structural, roofing, plumbing, electrical, HVAC

How to Apply

Get free help applying Visit Official Program Page Track this program

(561) 233-3600

A grant-savvy contractor in Boca Raton, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Boca Raton early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
A government-issued photo ID for every owner on title.
Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
A written estimate from a licensed contractor for the work (many programs require this to apply).
A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
Photos of the problem area or the work to be done.
The program's own application form, completed (use the official link or phone number on this page).

Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

State Housing Initiatives Partnership (SHIP) - Palm Beach County

About This Program

Key Details

How to Apply

Your application paperwork

Questions about this program?

Frequently asked questions

Need a Contractor for This Grant?

More ways to save on this project

Find More Programs in Boca Raton, FL