Florida Hurricane Mitigation Insurance Discount

Florida Office of Insurance Regulation

Available Disaster Relief

About This Program

Florida Hurricane Mitigation Insurance Discount is available to homeowners in Boca Raton, FL.

Florida law requires insurance companies to offer premium discounts for homes with hurricane mitigation features. Discounts vary by improvement type: impact-resistant windows/doors, roof shape, opening protection, and roof-to-wall connections. Certified inspection required.

Typical annual savings range from $200-$2,000 depending on improvements installed

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Boca Raton, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Required insurance discounts for wind mitigation features
  • Impact windows/doors earn largest discounts
  • Roof upgrades and hurricane shutters also qualify
  • Must have certified wind mitigation inspection
  • Annual savings typically $200-$2,000

How to Apply

Get free help applying Visit Official Program Page Track this program

(850) 413-3089

A grant-savvy contractor in Boca Raton, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Boca Raton early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing for homes with certified mitigation features

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Florida Hurricane Mitigation Insurance Discount in Boca Raton?

Florida Hurricane Mitigation Insurance Discount is open to homeowners in Boca Raton, FL. It has no income limit.

How do I apply for Florida Hurricane Mitigation Insurance Discount in Boca Raton, FL?

Apply directly with Florida Office of Insurance Regulation using the official program link on this page or call (850) 413-3089. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Boca Raton, FL contractors

Find More Programs in Boca Raton, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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