Lee County SHIP - Owner-Occupied Rehabilitation

Lee County Human & Veteran Services

Available Home Repair

About This Program

Lee County SHIP - Owner-Occupied Rehabilitation is available to homeowners in Bonita, FL.

Florida SHIP program administered by Lee County provides forgivable loans up to $60,000 for major home repairs and rehabilitation. Priority for very low-income households (50% AMI or below), seniors, and persons with disabilities. Loan forgiven after 15 years.

Forgivable loan based on scope of work, no repayment if you stay 15 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Bonita, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $60,000 for major repairs
  • Income at or below 50% AMI (very low income)
  • Priority for seniors and persons with disabilities
  • Covers structural, roofing, HVAC, plumbing, electrical
  • Forgiven after 15 years of owner occupancy

How to Apply

Get free help applying Visit Official Program Page Track this program

(239) 533-7953

A grant-savvy contractor in Bonita, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Bonita early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Lee County SHIP - Owner-Occupied Rehabilitation provide in Bonita, FL?

Up to $60,000 forgivable loan.

Who qualifies for Lee County SHIP - Owner-Occupied Rehabilitation in Bonita?

Lee County SHIP - Owner-Occupied Rehabilitation is open to homeowners in Bonita, FL. It prioritizes low-income households. It serves seniors.

How do I apply for Lee County SHIP - Owner-Occupied Rehabilitation in Bonita, FL?

Apply directly with Lee County Human & Veteran Services using the official program link on this page or call (239) 533-7953. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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