Kentucky How$mart Energy Improvement Loan

Kentucky Housing Corporation

Available Energy Assistance

About This Program

Kentucky How$mart Energy Improvement Loan is available to homeowners in Bowling Green, KY.

Low-interest loan program for Kentucky homeowners to finance energy efficiency and renewable energy improvements. Competitive interest rates and flexible terms up to 15 years. No income restrictions, but credit qualifications apply.

Low-interest loan for energy improvements

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Bowling Green, KY, you can combine this program with other local help to cut your cost:

Key Details

  • Loan up to $30,000 for energy improvements
  • Low interest rates, terms up to 15 years
  • No income restrictions
  • Covers HVAC, insulation, windows, solar
  • Available statewide to Kentucky homeowners

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 633-8896

A grant-savvy contractor in Bowling Green, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Bowling Green early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Kentucky How$mart Energy Improvement Loan provide in Bowling Green, KY?

Up to $30,000 loan.

Who qualifies for Kentucky How$mart Energy Improvement Loan in Bowling Green?

Kentucky How$mart Energy Improvement Loan is open to homeowners in Bowling Green, KY. It has no income limit.

How do I apply for Kentucky How$mart Energy Improvement Loan in Bowling Green, KY?

Apply directly with Kentucky Housing Corporation using the official program link on this page or call (800) 633-8896. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Bowling Green, KY contractors

Find More Programs in Bowling Green, KY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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