Rhode Island Hardest Hit Fund

Rhode Island Housing

Waitlist Home Repair

About This Program

Rhode Island Hardest Hit Fund is available to homeowners in Bristol, RI.

Emergency mortgage assistance for Rhode Island homeowners experiencing hardship due to unemployment, underemployment, or medical crisis. Provides temporary assistance to help homeowners avoid foreclosure while they regain financial stability.

Assistance covers mortgage payments, arrearages, or principal reduction

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Bristol, RI, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $50,000 mortgage payment assistance
  • For homeowners facing unemployment or hardship
  • Income limits apply
  • Must be primary residence in Rhode Island
  • Check current funding availability

How to Apply

Get free help applying Visit Official Program Page Track this program

(401) 450-1300

A grant-savvy contractor in Bristol, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Bristol early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Check website for current funding status

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Rhode Island Hardest Hit Fund provide in Bristol, RI?

Up to $50,000 in assistance.

Who qualifies for Rhode Island Hardest Hit Fund in Bristol?

Rhode Island Hardest Hit Fund is open to homeowners in Bristol, RI.

How do I apply for Rhode Island Hardest Hit Fund in Bristol, RI?

Apply directly with Rhode Island Housing using the official program link on this page or call (401) 450-1300. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Bristol, RI contractors

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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