Massachusetts Title 5 Septic Loan Program

Massachusetts Clean Water Trust

Available Home Repair

About This Program

Massachusetts Title 5 Septic Loan Program is available to homeowners in Brockton, MA.

Low-interest loan program to help Massachusetts homeowners repair or replace failing septic systems to comply with Title 5 regulations. Loans up to $45,000 with 0% interest for income-eligible borrowers; 2% interest for others.

Loan at 0% interest for income-eligible; 2% interest otherwise; amount based on septic project cost

Data last verified 2026-06-09. How we verify our data.

In Brockton, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Loans up to $45,000 for septic repair/replacement
  • 0% interest for income-eligible borrowers
  • 2% interest for all other qualified borrowers
  • Up to 20-year repayment terms
  • Must comply with Title 5 septic regulations

How to Apply

Get free help applying Visit Official Program Page Track this program

(617) 292-5880

A grant-savvy contractor in Brockton, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Brockton early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Massachusetts Title 5 Septic Loan Program provide in Brockton, MA?

Loans up to $45,000.

Who qualifies for Massachusetts Title 5 Septic Loan Program in Brockton?

Massachusetts Title 5 Septic Loan Program is open to homeowners in Brockton, MA. It has no income limit.

How do I apply for Massachusetts Title 5 Septic Loan Program in Brockton, MA?

Apply directly with Massachusetts Clean Water Trust using the official program link on this page or call (617) 292-5880. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Brockton, MA contractors

Find More Programs in Brockton, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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