Massachusetts Title 5 Septic Loan Program

Massachusetts Clean Water Trust

Available Home Repair

About This Program

Massachusetts Title 5 Septic Loan Program is available to homeowners in Brookline, MA.

Low-interest loans for septic system repair, replacement, or upgrade to meet Title 5 compliance. Available to all Massachusetts homeowners regardless of income. Interest subsidy brings rate below market. Grant component available for low-income households.

Low-interest loan for septic work; grant available for low-income reducing principal

Data last verified 2026-06-09. How we verify our data.

In Brookline, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans up to $75,000 for septic work
  • Available to all homeowners, no income limit
  • Grant component for low-income households
  • Covers repair, replacement, or upgrade
  • Below-market interest rates

How to Apply

Get free help applying Visit Official Program Page Track this program

(617) 626-1870

A grant-savvy contractor in Brookline, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Brookline early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Massachusetts Title 5 Septic Loan Program provide in Brookline, MA?

Loans up to $75,000.

Who qualifies for Massachusetts Title 5 Septic Loan Program in Brookline?

Massachusetts Title 5 Septic Loan Program is open to homeowners in Brookline, MA. It has no income limit.

How do I apply for Massachusetts Title 5 Septic Loan Program in Brookline, MA?

Apply directly with Massachusetts Clean Water Trust using the official program link on this page or call (617) 626-1870. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Brookline, MA contractors

Find More Programs in Brookline, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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