Texas Home Improvement Loan Program

Texas Department of Housing & Community Affairs

Available Home Repair

About This Program

Texas Home Improvement Loan Program is available to homeowners in Bryan, TX.

Low-interest home improvement loan program for moderate-income Texas homeowners. Provides financing for major repairs and upgrades through participating lenders at below-market interest rates, with flexible qualification standards.

Typical loan amount at reduced interest rate over 15-year term

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Bryan, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Loan up to $25,000 at below-market rates
  • Income at or below 115% AMI typically required
  • Flexible credit qualification standards
  • 15-year repayment term available
  • Contact participating lenders for details

How to Apply

Get free help applying Visit Official Program Page Track this program

(512) 475-3800

A grant-savvy contractor in Bryan, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Bryan early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Administered through participating lenders year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Texas Home Improvement Loan Program provide in Bryan, TX?

Up to $25,000 loan at reduced rate.

Who qualifies for Texas Home Improvement Loan Program in Bryan?

Texas Home Improvement Loan Program is open to homeowners in Bryan, TX.

How do I apply for Texas Home Improvement Loan Program in Bryan, TX?

Apply directly with Texas Department of Housing & Community Affairs using the official program link on this page or call (512) 475-3800. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Bryan, TX contractors

Find More Programs in Bryan, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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