New York State Homes and Community Renewal (HCR), NYS HOME Program
NYS HOME Program, Owner-Occupied Housing Rehabilitation is available to homeowners in Buffalo, NY.
New York State's HOME Program uses federal HOME Investment Partnerships funds administered by HCR to help low-income homeowners rehabilitate their primary residences through grants or deferred loans via local subrecipients (cities, counties, nonprofits). Rehabilitation assistance for owner-occupied units can reach up to $40,000 per home and must address health, safety, and building code deficiencies. Eligibility and application are handled at the local subrecipient level.
Assistance amount varies by local program design, can be a grant, deferred loan, or forgivable loan. Maximum HOME subsidy for owner rehab is generally $40,000 per unit but may vary by jurisdiction.
Official source site checked live on 2026-06-22.
Data last verified 2026-04-01. How we verify our data.
In Buffalo, NY, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Buffalo, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Buffalo early keeps your application moving.
Get matched with a contractorThis program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.
Each program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling through local municipal and nonprofit subrecipients; 2025 funding round closed, 2026 round pending
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $40,000 per homeowner unit (rehabilitation assistance).
NYS HOME Program, Owner-Occupied Housing Rehabilitation is open to homeowners in Buffalo, NY. It serves seniors.
Apply directly with New York State Homes and Community Renewal (HCR), NYS HOME Program using the official program link on this page. There is no middleman and no fee. Deadline: Rolling through local municipal and nonprofit subrecipients; 2025 funding round closed, 2026 round pending.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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