Bay County Sewer Lateral Repair Program

Bay County Utilities

Available Home Repair

About This Program

Bay County Sewer Lateral Repair Program is available to homeowners in Callaway, FL.

Low-interest loan program for Bay County homeowners to repair or replace private sewer lateral lines from the home to the main sewer line. Repayment added to utility bill over 5 years at 3% interest. No income restrictions.

Loan up to $8,000 at 3% interest, repaid over 5 years through utility bill

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Callaway, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $8,000 for sewer repairs
  • 3% interest rate, repaid over 5 years
  • Payment added to monthly utility bill
  • No income restrictions
  • Must be owner-occupied in Bay County service area

How to Apply

Get free help applying Visit Official Program Page Track this program

(850) 248-8301

A grant-savvy contractor in Callaway, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Callaway early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Bay County Sewer Lateral Repair Program provide in Callaway, FL?

Up to $8,000 low-interest loan.

Who qualifies for Bay County Sewer Lateral Repair Program in Callaway?

Bay County Sewer Lateral Repair Program is open to homeowners in Callaway, FL. It has no income limit.

How do I apply for Bay County Sewer Lateral Repair Program in Callaway, FL?

Apply directly with Bay County Utilities using the official program link on this page or call (850) 248-8301. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Callaway, FL contractors

Find More Programs in Callaway, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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